Commercial
SACAA Drone Insurance Requirements for Commercial Operators
South African commercial drone operators are regulated by the SACAA (not the UK CAA) under Part 101 of…
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Insights & advice
Guides and practical advice on insurance for South African families and businesses.
Personal
Body Corporate vs HOA Insurance: What Is the Difference?
They look similar from the outside, but both are community schemes managing shared property in residential developments. But…
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Claims & Advice
Burst Geyser Insurance Claim: What South African Homeowners Actually Need to Know
What your insurance actually covers when a geyser bursts, the excesses you will pay, and the steps to…
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Medical Aid
Medical Aid vs Gap Cover: What Is the Difference in South Africa?
Medical aid covers your healthcare up to the scheme tariff. Gap cover pays what happens above that tariff,…
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Claims & Advice
Accumulative Excesses Explained: With South African Examples
Why a single insurance claim can trigger more than one excess, two worked examples for motor and home…
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Commercial
Business Interruption Insurance Explained | Graham Silva
Your commercial property policy covers the cost of rebuilding after a fire. It does not cover the revenue…
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Personal
Building vs Contents Insurance: What Each Covers in South Africa
Building and contents cover two different things. Many homeowners have one but not the other, or have both…
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Commercial
Fleet Insurance: When Does Your Business Need It?
Insuring three vehicles individually is almost always more expensive and more work than a fleet policy. But the…
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Personal
Comprehensive vs Third-Party Car Insurance in South Africa
There are three levels of motor cover available in South Africa. Most people know about comprehensive and third-party,…
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